Being in the industry for over 2 decades, MJL have excellent finance partners to be able to offer exclusive, bespoke finance packages, to help make your dream car a reality. With a panel of over 30 lenders, we are able to assist with almost all circumstances, with both PCP and HP options depending on the vehicle.

Mark and Callum will spend the time to help fully understand your circumstances to fully ensure the finance package is suitable and you are fully satisfied before proceeding.

Hire Purchase

The most straight forward finance option. Simply put, the price of the vehicle is spread across a term of your choice to allow you to obtain a fixed monthly payment. Once the term is up, the vehicle is yours. No limit on deposit, the term is usually between 24 to 60 months, however can be tailored depending on the vehicle or individual.

Personal Contract Purchase

A very popular choice especially with newer vehicles. Why so popular? It allows you to purchase a vehicle with a higher list price than you could potentially afford on a HP agreement. This is due to there being a Balloon payment at the end, which is determined by the GFV (Guaranteed Future Value). This value is based on your annual mileage and length of the agreement. At the end of the agreement, the vehicle can either be owned by settling the Balloon payment, returned to the finance company or Part Exchanged for another vehicle.

Get in touch with the team today to obtain a bespoke finance package for the car of your dreams.